From MSMEs to large NBFCs — Complete Loan Origination Solution

Sugam Loan Origination System
Digitize. Decide. Disburse.

Sugam LOS is a smart loan origination platform that simplifies the entire journey—from inquiry to disbursement. With AI-powered decisioning, instant KYC, and smooth integrations, it helps NBFCs and MSMEs automate processes, reduce errors, and disburse faster.

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Zero-Investment Referral Platform — Refer and Earn Commission

Sarvahit App
Refer. Track. Earn.

Sarvahit is a digital business model designed for individuals to generate leads for loans, insurance, and IT services without any investment. Share leads, track payout progress, and earn high commissions.

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Unified Platform for HR Operations — Tailored for BFSI & NBFCs

Saral HRMS
Hire. Manage. Empower.

Saral HRMS simplifies your HR processes—from hiring to retirement. With features like attendance tracking, payroll automation, performance management, and self-service portals, Saral helps NBFCs streamline workforce operations and boost employee productivity.

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Real-Time Field Force & Collection Monitoring — Made Simple

Connect App
Track. Collect. Perform.

ConnectApp is a powerful field force management and collection tracking tool tailored for NBFCs. It enables real-time performance monitoring, geo-tagged visits, digital collection updates, and executive productivity tracking—all from a single app.

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LOS Dashboard Preview
Sarvahit App Dashboard Preview
HRMS Dashboard Preview
Connect App Dashboard Preview
Rate
98%
Best Rates
year
15+
Products & Services
experts
150+
Verified Experts
Rating
4.5
Average rating
LOS Dashboard Preview
About us

Welcome to Multify

At Multify Solutions Private Limited, we are committed to redefining the digital landscape of the BFSI (Banking, Financial Services & Insurance) sector through innovative, secure, and scalable technology solutions.

Headquartered in Raipur, Chhattisgarh, we proudly operate as Central India’s first premier data center and technology powerhouse. Our solutions are designed to meet the evolving needs of NBFCs, private enterprises, and government departments, offering a robust ecosystem of enterprise-grade software products and IT infrastructure services.

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What We Doing at Multify

At Multify Solutions Private Limited, we deliver high-impact technology services that help businesses scale, secure, and succeed in the digital age. Our offerings span across core IT solutions, ensuring innovation and performance at every step.

App Development

We design and develop custom mobile applications (Android/iOS) tailored for enterprise use, with seamless integrations, high performance, and user-centric design.

Web Development

From dynamic websites to full-stack enterprise platforms, we deliver end-to-end web development solutions that drive engagement and operational efficiency.

Cloud Services

Get reliable cloud infrastructure and services that scale with your needs—perfect for hosting, data access, and secure deployments.

Data Storage

We offer modern storage solutions to manage growing datasets with high availability, fast retrieval, and strong encryption protocols.

Disaster Recovery & Backup Solutions

Our disaster recovery and backup services ensure your business stays online, with minimal downtime, in case of data loss, ransomware, or system failure.

Hosting Solutions

Host your websites and applications on our Tier III+ ready data center infrastructure with full redundancy, security, and round-the-clock monitoring.

Seamless flow of lending operations that provide exceptional user experiences and team confidence.

Sugam- Loan Origination System

Simplifying Loan Origination — Designed for Efficiency, Accuracy, and Compliance

Seamless Lead Onboarding

Capture leads effortlessly from multiple channels with intelligent sorting and instant allocation.

Smart Rule-Based Decisioning

Automated credit and eligibility decisions powered by customizable business rules with complete audit trails.

Real-Time Document Validation

Instant document verification with OCR technology and fraud detection capabilities.

Integrated Credit & eKYC

Instant credit bureau checks and KYC verification via secure multi-source integrations.

Partner Co-Lending Support

Smooth partner collaboration with automated risk sharing, compliance, and reconciliation workflows.

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Sarthi – Loan Management System

Complete Lifecycle Management — From Origination to Closure

Portfolio Overview

Comprehensive dashboard with real-time portfolio performance metrics and insights.

Automated Servicing

Streamlined payment processing with automated reminders and customer communications.

Modification Workflows

Flexible loan modification processes with approval workflows and documentation.

Escrow Management

Automated escrow account management for taxes, insurance, and other reserves.

Customer Portal

Self-service portal for borrowers to manage accounts, make payments, and access documents.

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Saral HRMS

Smart Human Resource Management — Streamline Employee Lifecycle with Ease

Employee Database

Centralized employee profiles with personal, professional, and payroll details.

Attendance & Leave

Automated attendance tracking, leave requests, and approvals in one place.

Payroll Management

Accurate salary calculations with tax deductions, compliance, and payslips.

Performance Tracking

Set KPIs, track progress, and manage appraisals seamlessly.

Recruitment & Onboarding

Post jobs, shortlist candidates, and automate onboarding processes.

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Connect App – Field Tracking System

Real-time Field Operations — Track, Monitor & Optimize On-the-Go

Live Location Tracking

Real-time GPS tracking of executives for improved productivity and transparency.

Visit Scheduling

Plan and assign field visits with route optimization for maximum efficiency.

Task & Activity Logs

Track completed tasks, pending visits, and customer interactions in real-time.

Performance Insights

Analyze field staff efficiency with visual reports and productivity metrics.

Offline Functionality

Seamless operation in low-network areas with auto-sync when back online.

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Sanchika App

Offline digital khata and expense manager for small businesses.

Offline Ledger

Record transactions without internet and sync later when online.

Customer Balances

Track credits, debits, and outstanding balances for customers with easy search.

Expense Tracking

Manage daily business expenses and generate summary reports instantly.

Smart Khata Interface

A customer-friendly interface built for shopkeepers and vendors.

Secure Backup

Protect records with optional cloud backup and secure app storage.

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Sarvahit App

Zero-investment referral platform to earn commission on loans, insurance, and IT services.

Loan Referrals

Refer customers for personal loans, business loans, or vehicle loans from top NBFCs and bank partners.

Insurance Offerings

Submit leads for general cover, vehicle insurance, or health insurance policies and get instant payouts.

IT Services Commission

Introduce clients looking for customized software development, apps, cloud hosting, or websites and secure high payouts.

Zero Investment

Register as an independent partner free without any capital layout or entry threshold restrictions.

Instant Wallet Withdrawals

Track lead progress inside the app and withdraw your earned commission directly to your bank account.

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Why Choose Multify

At Multify Solutions Private Limited, we believe in delivering more than just technology—we deliver trust, precision, and value. Here's why industry leaders choose us as their digital transformation partner:
STEP 1
Expert Team
Our experienced professionals bring deep domain expertise and technical excellence. From analysts to architects, our team is equipped to solve complex business problems with agile, scalable, and secure solutions.
STEP 2
100% Accuracy
We prioritize data integrity and process precision. Our solutions are built with meticulous attention to detail, ensuring error-free operations, compliance, and end-to-end performance across platforms.
STEP 3
Cost Effective
We deliver enterprise-grade solutions at optimal costs. By leveraging in-house infrastructure, automation, and smart technology stacks, we help you maximize ROI without compromising on quality or innovation.

One-stop tech stack to empower your lending operations

Auto Loan Software

Streamlined vehicle financing with automated valuation and instant approvals

Business Loan Software

Comprehensive commercial lending platform with advanced risk assessment

Personal Loan Software

Fast and secure personal lending with AI-powered credit decisions

Gold Loan Software

Secure gold-backed lending with real-time valuation and digital processes

MSME Software

Specialized lending solutions for micro, small & medium enterprises

Mortgage Loan Software

Complete home financing solution with integrated property valuation and documentation

Power to Configure
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Our Trusted Clients

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Our Valuable Partners

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Client Testimonials

What Our Clients Say

Discover why businesses trust us to deliver exceptional results and innovative solutions

Client

Parmeshwar Sahu

CEO, Tech Solutions

Parmeshwar Sahu

CEO, Tech Solutions

"Very satisfied with the work quality and timely delivery. The communication was clear throughout the project and the final output exceeded our expectations. Their attention to detail and professional approach made all the difference."

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